Wealth Planning Services

Investment Management

  • Goals-based strategies

  • Risk profile assessment

  • Rebalance strategies

  • De accumulation strategies


Retirement Planning

  • Social Security claiming strategies

  • Retirement plan investments

  • Retirement plan distributions

  • Retirement income strategies

  • Stock option grants or restricted stock


Life Transitions Strategies

  • Death of a loved one

  • Job change

  • Coping with Illness

  • Marriage

  • Birth of a child

  • Retirement

  • Sudden income

  • Divorce


Education Planning

  • Education savings strategies

  • Invest for children or grandchildren

  • Identify suitable tax-advantaged investments

Wealth Preservation Strategies

  • Types of ownership; beneficiary designations

  • Wealth preservation strategies

  • Family wealth planning with next generation

  • Tax efficient investment strategies


Risk/Insurance Planning

  • Adequate insurance protection

  • Management plan for incapacity/disability

  • Healthcare expense planning

  • Long-term care strategies


Access to Banking and Lending and Trust Services Through Wells Fargo Affiliates

  • Residential mortgage and home equity financing

  • Securities-based lines of credit

  • Business lending

  • Access to trust services


Charitable and Community Giving

  • Discuss various charitable techniques

  • Explore strategies to instill philanthropic values in the next generation


Cash Flow/Cash Reserve

  • Emergency funds

  • Cash alternatives

  • Budgeting